Up First briefing: American credit card debt; Tiny Desk 2024 winner

Americans are increasingly struggling with credit card debt, with nearly one in five maxing out their credit limits, particularly among those under 30 and in low-income areas. This financial strain is exacerbated by rising prices and high interest rates, despite some users paying off balances monthly.

In other news, the Tiny Desk Contest 2024 has announced its winner, Philharmonik from Sacramento, California. The contest, known for its competitive nature, has seen previous winners achieve significant success in the music industry.